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Is an Amex card harder to get than Visa?

  Is an Amex card harder to get than Visa? Blueprint is an independent publisher and comparison service, not an investment advisor. The information provided is for educational purposes only and we encourage you to seek personalized advice from qualified professionals regarding specific financial decisions. Past performance is not indicative of future results. Blueprint has an advertiser disclosure policy. The opinions, analyses , reviews or recommendations expressed in this article are those of the Blueprint editorial staff alone.  Blueprint adheres to strict editorial integrity standards. The information is accurate as of the publish date, but always check the provider’s website for the most current information.

What is the main difference between Visa and American Express?

  What is the main difference between Visa and American Express? The main difference between Visa and American Express is that American Express issues cards and Visa does not. When it comes to credit cards from these two networks, terms will vary on a card-by-card basis, although some Visa cards may be easier to qualify for with poor credit. Sarah Brady is a personal finance writer and educator who's been helping individuals and entrepreneurs improve their financial wellness since 2013. Sarah's other publications include Investopedia,  Experian, the National Foundation for Credit Counseling (NFCC), Credit Karma and LendingTree and her work has been syndicated by Yahoo! News and MSN. She is also a former HUD-Certified Housing Counselor and NFCC-Certified Credit Counselor.